Consumer Advisory: APR Rates Range From 5.99% to 35.99% Maximum APR for qualified consumers

Privacy Policy

Thank you for viewing our website. This Privacy Policy conveys to you how we make use of personal info gathered at this site. The privacy practices set forth in this Privacy Policy are for this web site only. If you link to other web sites, please review the privacy policies posted at those sites. You should read through this Privacy Policy before using the web site or submitting any personal details. By using this web site, you are accepting the methods explained in this Privacy Policy. These procedures may be changed, but any changes will be submitted and modifications will only apply to activities and information on a going forward, not retroactive basis. Visitors are invited to look at the Privacy Policy anytime you visit the site to ensure that you understand how any personal details you supply will be used.We are not a lender and do not make loans or credit decisions. We will guide you a list of recommended lenders based on your profile . We do not ask for a social security #, payment info, or other confidential information. Our service is FREE, we do not sell your information to others, we do not spam you, and our goal is to recommend lenders. We will NEVER contact you asking you for any type of fee or money. We prefer giving you the list of lenders directly so that you can choose which lenders, if any, you want to use. Also, please understand that we cannot help everyone but we will do everything we can to help you find a legitimate lender or research a lender you are thinking about using.

 

Collection of Information

This web site may collect individually recognizable details, like names, addresses, email addresses, etc., when voluntarily posted by our visitors. The information you supply is used to fulfill your particular request. This information is solely utilized to meet your specific request, except if you provide us authorization to use it in another way (such as to add you to one of our mailing lists).

 

Cookie & Tracking Technology

This site may use cookie and tracking technologies depending on the features available. Cookie and tracking technology are useful for gathering information such as operating system and browser type, tracking the number of visitors to the web site, and understanding how web site visitors use the web site. Cookies can also help customize the web site for visitors. Personal information can not be obtained via cookies and other tracking technologies; however, if you previously supplied personal information, cookies could be tied to such information. Aggregate cookie and tracking information may possibly be shared with third parties.

 

Distribution of Information

We may reveal information with government institutions or other organizations assisting us in fraud deterrence or analysis. We may do so when (1) permitted or required by law; and/or, (2) seeking to safeguard against or stop actual or potential fraud or unauthorized dealings; and/or, (3) examining fraud which has previously occurred. Information is not granted to these organizations for marketing purposes.

 

Commitment to Data Security

Your personally identifiable information is secure. Only authorized employees, agents and contractors (who have agreed to keep information secure and confidential) have access to this information. All emails and newsletters from this website enable you to opt-out of further messages.

Annual Percentage Rate (APR)

Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a nominal yearly rate. It relates to the amount and timing of value received by the consumer to the amount and timing of payments made. QuickLoanTree cannot guarantee any APR since we are not a lender ourselves. An APR can generally run between 5.99% up to 35.99%. Loan products general have a 61-day minimum repayment term and a 72-month maximum repayment term. Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site.

Representative Examples of APR, Total Loan Costs & Fee

Amount Period APR Monthly Total Paid
$2,00012 mo24%$189.12$2,269.44
$4,00024 mo12%$188.29$4,518.96
$6,00036 mo12%$199.29$7,174.29

Financial Implications (Interest & Finance Charges)

Motiveloan.com is not a lender and we cannot predict what fees and interest rate will be applied to the loan you will be offered. It is your lender that will provide all the necessary information about the cost of the loan before you get approved. It is your responsibility to peruse the loan agreement carefully and accept the offer only if you agree to all the terms. Motiveloan.com service is free of charge, and you are under no obligation to accept the terms that the lender offers you.

Implications of Non-Payment

When you accept the terms and conditions for a loan, you enter into commitment to repay the amount you owe according to the specific schedule outlined in the documents. In the event of non-payment, additional charges may be applied. Late payment penalties vary by lender, and as Motiveloan.com is not involved in the lending process, we cannot supply any information on the fees you will incur if any default occurs. For more information, please contact the lender directly if you have any issues relating to your loan repayment.

Potential Impact to Credit Score

Motiveloan.com is not a lender and we do not check your credit standing and credit capacity. When you submit a request at our online platform, this is considered a soft inquiry and does not impact your credit score. However, some lenders may carry out a credit check to ascertain your eligibility for a loan. Most likely they will turn to any of the three major credit bureaus (Transunion, Experian and Equifax) that is in most cases considered a hard inquiry and may affect your credit score.

Collection Practices

Motiveloan.com is not a lender. As such, we are not involved in any debt collection practices and cannot make you aware of any of them. Your lender will specify their collection practices in your loan agreement. If you have any questions regarding the issue, please, address them to your lender. For more information visit our page for Responsible Lending.

Loan Renewal Policies

Loan renewal options are not always available. It is therefore advisable to clarify whether the option is available with your lender. Be sure to carefully peruse the renewal policy presented in the agreement before you sign the documents.